Introduction

Features and Services#

Onchain OS Payment provides protocol-native on-chain payment capabilities for APIs, MCP tools, and AI Agents. Built on the x402 open protocol, running on the X Layer network.

Who Is It For?#

Seller

Can be an API service provider, an MCP tool provider, or an Agent that offers external services.

Typical scenarios:

  • Paid APIs such as weather, exchange rates, and on-chain data: charged per call, deducted upon invocation
  • MCP tools such as code generation, translation, and image recognition: automatic payment when called by an Agent
  • Agent services providing strategy signals and risk scoring: Agent-to-Agent transactions with automatic pricing and settlement

Buyer

Can be an ordinary user's Agent, or a developer providing App services on behalf of the Buyer.

Typical scenarios:

  • Purchase paid data sources on demand through an Agent, with automatic payment and data retrieval
  • Call and purchase on-chain analytics APIs through an Agent, making autonomous decisions based on results
  • Integrate paid services in your App backend; users initiate payment, and the backend handles payment automatically

How It Works#

The core interaction of Onchain OS Payment is a four-step flow:

  1. Buyer requests a resource
  2. Seller returns payment requirements (amount, token, network)
  3. Buyer re-requests with a signed credential attached
  4. Seller verifies and returns the resource

No account registration required, no manual intervention.

Payment Methods#

The only difference between payment methods lies in the settlement rhythm: Instant Payment settles on-chain immediately after each signature, while Batch Payment allows the Buyer to sign multiple times to access resources first, and then the Seller batches multiple transactions into a single on-chain settlement.

Choose the payment method that fits your business scenario:

Payment MethodUse CaseSettlement MethodCompatible Protocol
Instant PaymentSingle API call, content purchase, low-frequency high-valueIndependent on-chain settlement per requestx402
Batch PaymentHigh-frequency micro-payments, micropayments, Agent autonomous transactionsBuyer signs multiple times, Seller batches and settles on-chainx402

Not sure which one to choose? Start with One-time Payment -- integration takes just 5 minutes.

Why Choose Onchain OS Payment#

Flexible Payment Methods -- Instant Payment and Batch Payment cover the vast majority of payment scenarios.

Zero Gas -- Transfers and payments using USDG / USDT on X Layer incur zero Gas fees. Off-chain signing in Batch Payment mode also means zero Gas.

Multi-Token Support -- Supports major stablecoins including USDT and USDG.

SDK -- SDKs available in Node.js, Rust, and Go.

Built-in Compliance -- KYT (Know Your Transaction) risk identification is built into every payment, with no additional integration required.

Open Standard -- Built on the x402 protocol, not locked into any single platform.